I’m just going to gloss over the fact that I haven’t blogged in over a month. I guess I had nothing of import to say. Until now… and even now I feel like it’s not really important but here goes.
CD1 has finally arrived phew… Okay lots has happened in between so I’ll do a quick blow by blow.
We had our second follow up where we signed all the consent forms and got the final tally on what this mess is going to cost. We’re very fortunate to have my insurance (hubby is starting his own business so we’re on my insurance for now) cover 80% of ivf with a 2 cycle lifetime limit. So in my mind we have 2 go’s which I’m okay with. The final cost came out to $1760 excluding the medication copay (covered at 100%) but including the biopsy for the PGD and the ICSI. That is not bad at all. I’ll pay that every day. The only other big cost now is paying for the PGD clinic to get the biopsied cells and to test them. That is also covered with a 20% coinsurance but we’ll cross that bridge when we get to it.
The next step was to get a phone consultation with the PGD clinic in Chicago. I’ve just sorted this out now. The appointment is on the 28th which is cutting it a bit fine because I will be a few days away from retrieval at this point and we need to do a few things with them before it’s approved. *nerves*
A few days after we finalized everything my clinic called me to tell me that my insurance counts an egg retrieval and a fresh transfer as a cycle. A frozen transfer is counted as a separate cycle. This means that I will have used up my lifetime limit of 2 cycles in one PGD cycle… *queue many many tears*… During this time two of my bestest friends from home announced their pregnancies…
It took me a few days to recover from the shock but I discovered Wachusett Blueberry Ale in this time as well. She helped me a lot :). Thank you, WBA!
Anyway, so I called my insurance to say “What the hell dude, this is how you repay me after 2yrs of loyal service?” then the nice lady was like “Whoa bro, you qualify for eSET.”
eSET: Basically, if you transfer 1 embryo in your first cycle and it doesn’t take, they give you a 2nd frozen embryo transfer for freeeeee!! Obviously, you have to have frosties to use from the first cycle and you have to transfer 1 on the free cycle as well.
The choice is ultimately up to us and our RE but it’s nice to know we have options. And also nice to know that a frozen embryo transfer without insurance is about $2500 sans meds and that price isn’t as awful as a fresh cycle. So we’ll let positivity reign as always. If it doesn’t work, I’ll have my WBA.
So, now I’m here. Finally. Cramping and happy. Waiting to start taking birth control pills for the first time in about 4yrs. And now that I’m relatively in the game now I’ll see if I can blog at least once a week. I mean really. I paid the $18 to get the .wordpress out of my blog name. I gotta use it right? riiiight…
PS. Sending baby dust to each and every one of you out there who’s struggling with infertility. xxx
10 thoughts on “Finally…”
Wow, that’s great to hear that your insurance is covering so much of your IVF cycle!
We’ve been out of pocket as we live in Florida – a non-mandated state. I truly hope infertility coverage becomes standard in the near future!
Yum, that ale sounds so tasty! Wishing you success on your cycle!
I hope so too! Thank you very much I feel very blessd. Really no reason to complain :).
And wishing you all the best again! 🙂
That’s incredible that you insurance is covering so much! Good for you. Def. put your feet up and have a WBA!
If you transfer 1 in the first try and it doesn’t work, can you transfer 2 in the fet?
no, i have to transfer 1 again.
Good news on the insurance! Man, can they toy with our emotions!
yeah. total roller-coaster ride. and not the fun kind.
Yay for your insurance not being complete dicks!! Hopefully your first eSET will take and you won’t need to worry about the next one for a long time 😉
thank you! i hope so too 🙂